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Get Ready for 2027 Open Enrollment

Loyola’s 2027 Open Enrollment will take place Friday, October 30, 2026, through Monday, November 16, 2026. Employees are encouraged to review the 2027 Open Enrollment materials online, revisit their current benefit elections through Employee Self-Service, and consider any changes needed for themselves and their families. Be sure to register for upcoming Open Enrollment information sessions and schedule your flu shot and wellness screenings. All changes to 2027 benefit elections must be completed during the Open Enrollment period. All changes made take effect January 1, 2027.

馃拤 Flu Shots & Wellness Screenings

Empower Health will be on campus to offer flu shots and wellness screenings to benefit-eligible faculty, staff, and their spouses. Off-site appointments are also available. 

Faculty and Staff (and their spouses) can book on-campus or off-site appointments with for their annual wellness screenings and flu shots.

馃捇 2027 Information Sessions

The 2027 Benefits Information Sessions are your opportunity to learn about all benefit changes for 2027.

Join a Virtual Information Session:

馃搮 2027 Open Enrollment: Key Dates & How to Prepare

• Open Enrollment Dates:  Friday, October 30 – Monday, November 16, 2026 
• Access via

Open Enrollment is your annual opportunity to review your benefits and make elections for the upcoming plan year. With several important changes coming in 2027, employees are strongly encouraged to attend an Open Enrollment Information Session or webinar to learn what is changing, how the changes may affect you and your family, and what actions you may need to take during Open Enrollment.

Elections made during Open Enrollment will be effective January 1 – December 31, 2027, and changes during the year are limited to if you experience a qualifying life event.

馃搵 Open Enrollment: 麻豆传媒 and Tools

• Employee – Review your current elections and make your 2027 benefit selections.
• 2027 – Review plan changes and monthly medical premiums.
• 2027 – Explore available benefits and coverage options.
• 2027 - Aetna HDHP and PPO
• – Compare medical plan options using the interactive decision-support tool.
• 2027 Aetna Plan Documents & SBCs – (Coming Soon) Review detailed PPO and HDHP coverage information.

Additional resources will be available as they are finalized.

Need assistance? Contact Human 麻豆传媒 at benefits@luc.edu or 312-915-6175.

馃毃 What’s Changing for 2027

To help you make informed benefits decisions, we’ve highlighted important updates for 2027 below. Please review these changes carefully and refer to thefor complete details as you consider the coverage that best meets your needs and those of your family.

Medical Plan Updates
Both medical plans will have higher premiums, deductibles, and out-of-pocket maximums in 2027. Review the Open Enrollment Guide for updated costs and coverage details.

Loyola Medical Center Coverage Changing for 2027
Loyola University Medical Center will remain in Aetna's network, but the enhanced 90% coverage benefit will end. Beginning in 2027, employees will pay 20% of covered costs after meeting their deductible, instead of 10%.

OptiMed – Site of Care Optimization
A new program designed to help members access certain medical services at appropriate, cost-effective locations. More information coming soon!

Weight Management Program and GLP-1
Beginning in 2027, members using covered weight-loss medications must enroll and participate in CVS Weight Management Enhanced to maintain coverage for these medications.

New! Garner Health
Garner helps employees find high-quality doctors and offers eligible members reimbursement of up to $1,000 for individual coverage or $2,000 for family coverage toward qualifying medical expenses.

FEDLogic 麻豆传媒
FEDLogic is a new, free, confidential resource to help employees navigate Medicare, Social Security, disability, survivor benefits, and Medicaid.

First Stop Preventive Care & Wellness
First Stop Health Complete Care expands in 2027 to include virtual primary care, urgent care, and preventive care services.

First Stop Health Behavioral Health Expanded 麻豆传媒
First Stop Health continues to offer employees and their families no-cost virtual counseling and expanded mental health support.

Formulary Realignment
CVS Caremark will introduce a new prescription drug formulary in 2027, which may change coverage or requirements for certain medications.

馃挵 2027 Health Savings & Flexible Spending Accounts (HSA & FSA)

Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) allow eligible employees to set aside pre-tax dollars for qualified healthcare and dependent care expenses.

Health Savings Account (HSA)

Available to employees who meet HSA eligibility requirements, including enrollment in a qualifying High Deductible Health Plan (HDHP).

2027 IRS Contribution Limits:

• Individual Coverage Contribution Limit: $4,500 (Your contribution max of $3,900 + 麻豆传媒's contribution of $600.00)
• Family Coverage Contribution Limit:  $ 9,000 (Your contribution max of $7,800 + 麻豆传媒's contribution of $1,200.00)
• Age 55 or Older: Additional $1,000 catch-up contribution

HSA funds roll over annually and remain yours, even if you leave Loyola. Annual contribution limits include both employee and employer contributions. The IRS annual limits include both employee and employer contributions. Employees should account for Loyola’s contribution when determining their annual HSA election.

Flexible Spending Accounts (FSA)

You must make a new FSA election each year during Open Enrollment. Your prior-year contribution election does not automatically renew.

2026 FSA Contribution Limits:

• Healthcare FSA: $3,400 – Eligible medical, dental, and vision expenses.
• Limited Purpose FSA: $3,400 – Eligible dental and vision expenses; compatible with an HSA.
• Dependent Care FSA: $7,500 – Eligible dependent care expenses, including care for qualifying children under age 13. This remains the same for 2027.

2027 Healthcare and Limited Purpose FSA contribution limits are pending IRS announcement. Updated limits will be communicated when available.

Important Enrollment Reminder

If you currently contribute to an HSA or FSA, review your 2027 contribution amount during Open Enrollment and make any necessary adjustments.

馃挼 Monthly to Biweekly Pay Frequency Change & 37.5-Hour Standard Workweek -  Effective January 2027

Beginning January 1, 2027, Loyola will implement two important workforce changes that may affect how your pay looks in 2027 and your work schedule:

1. Transition to a Biweekly Pay Schedule

馃摪 Open Enrollment Communications Library

Last Updated: 10.16.2026